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Please note: To be able to borrow from us, you must be a UK citizen in permanent employment with an active UK bank account and valid debit card. Payday lending options can sort out various economic crisis. You are able to: To apply for cash loans you have to: be above 18 years of age, be a U.S. citizen, have steady income and a savings account. Once the necessary requirements and forms are completed and your savings account is properly verified, you can immediately receive cash loans. A: Loans that are offered to students with a bad credit history and without a cosigner are considered as high risk loans. Private lenders are profit oriented and they are looking to minimize risk on the loans. So because of this the interest rates on these loans will be higher as compared to other loans.
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