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When your loan becomes due, they will then deduct the amount you borrowed, plus fees, right from the same account. instant cash loans online nz visa applicationpayday loans in carson city nv moviecash loan today australia kerry lynch facebook Your Source for an Online Payday Loan As the term implies, short term loans only last for a short period of time with the maturity date to be 1 month or less. The amount approved is usually from $200 up to $1500. Borrowers with good track record in paying short term loans are granted up to $3000. Another feature of short term loans is that borrowers do not need collateral to be approved of a loan. Although payday loans are unsecured loans, lenders encourage borrowers to pay on time to avoid late fees and charges. In addition, a good payment history will enable customers to easily borrow urgent cash the next time around. 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