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A: Your top priority should be to try and obtain federal aid student loans as they do not require a cosigner or a credit history check and have the ease of fixed interest rates. If after obtaining these loans you still have a problem in funding your educational expenses, you can opt for private student loans but you will need to have a strong cosigner. Credit Online Payday Loans Just like stocks, mutual funds comes in many flavors, from low-risk index funds that track a well-known benchmark like the S&P 500 to spicier, high-risk funds that invest in super-small micro-cap companies. So while potential risk and reward in fund investing varies greatly depending on which type of fund you buy, in general, buying a mutual fund is less risky than buying shares of a single stock. This is simply because a mutual fund has greater diversification, or exposure to many companies, so even if one stock blows up, it shouldn't affect the rest of the portfolio too much. Of course, the flip side is that mutual funds won't typically double or triple in value in short periods of time the way a share of stock can!
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