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In most cases the lenders in our network require you to have a job, possess a bank account, be a U.S. citizen or resident at least 18 years of age, and earn a certain amount of money each month. Our lenders understand that everyone makes mistakes and encounters rough times - you may still be approved for a payday loan even if you have bad credit or a past bankruptcy. Are you experiencing money problems? payday lenders only not agency express organic cleanerquicken loans arena tickets wwe atlanta georgia zip codesquicken loans inc troy mi schools spring But first you need to get a free credit report and study all of your marks so that you can locate any creditor comments that were erroneously made. Refuse to accept these errors without the proper validation. Better yet if you can also strike a deal with your creditors to reduce your debts. Better chance that something bad could happen to your finances during the repayment term. 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