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Our credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to Clarity Services, Inc. P.O. Box 5717, Clearwater, Florida 33758, (866) 390-3118 and/or FactorTrust, Inc. P.O. Box 3653, Alpharetta, Georgia 30023, (678) 306-2260. Our lenders will provide you with a loan up to $1000. The amount loaned depends on the information that you provide. Our data shows that over 90% of our borrowers pay back what they owe in full, and their installment payments are paid 85% of the time. So much for assuming that all borrowers with bad credit are bad customers and bad investments.