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Quick Online Payday Loans A: Yes you can find loans that do not require a cosigner. In fact there are many firms that do not require a candidate to have a cosigner. In order to get a loan from such private lenders you will need to have a good credit history reflected through your credit card records and previous loans. In some ways, this is a good thing. People with bad credit generally have a hard time getting other financial products especially loans, because banks and other financial institutions do not think that they are credit worthy. But the problem is that while payday loans do not require a credit check, it would show up on your credit history and it would have a negative impact because the general impression is that if you were desperate enough to use a loan like that then you might not be able to handle other financial products.
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