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Customer Service Operates 24/7. Money Mutual aims to become the leading provider of the best customer service within the industry, thus if the borrower has any question, they can always contact or send an email any time of the day, and they are guaranteed that the answer will surely be given to them. How It Works Venue Details Be a U.S. citizen or permanent resident
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Although loans are due on the borrower's next payday, many surveyed sites automatically renew the loan, withdrawing the finance charge from the borrower's bank account and extending the loan for another pay cycle. Sixty-five of the surveyed sites permit loan renewals with no reduction in principal. At some lenders, consumers have to take additional steps to actually repay the loan. After several renewals, some lenders require borrowers to reduce the loan principal with each renewal. * No credit check is performed. According to a Plain Green Loans review, a $250 loan carries an interest rate with an annual percentage rate (APR) of 378.95%. In order to payback a $250 loan, a borrower would need to make eight bi-weekly payments of $54.94 each. The more money a consumer borrows, the lower APR they will face. For instance, it they borrow $1,000, they will have a 299.17% APR, and they will have to make 24 bi-weekly payments of $124.16 each.
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The best thing about online installment loans is that when applying for these loans you are free from all the paperwork you could have done. All will be required is for the applicant to enter their information and they are done. Once you are done with that, you can relax and leave everything else to the lenders. Your local bank or credit union will generally offer very reasonable rates. There are also a few reputable resources available online that can be very quick and cost effective. Be sure to compare the interest rates and fees involved with each available loan, as well as reading the fine print to check for hidden costs, such as prepayment penalties. Taking an extra day or two to research the options available can make a substantial difference in the overall cost of your loan. The intention is for cash loans to be used strictly as a short-term financial instrument. Same Day Payday Loan strongly encourages all borrowers to repay their quick cash loan in full and in a timely fashion so they can completely avoid fees related to nonpayment and/or late payment. Should you be of the belief that there is the potential for you to have difficulty repaying a loan after borrowing it, Same Day Payday Loan recommends that you look into some loan alternatives before taking the step of applying for assistance through our site.