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It is Direct Deposit Loansâ stated policy to never be involved in making credit decisions or perform credit checks on consumers. Some of the members of our extensive lender network may decide to conduct a nontraditional credit inquiry for the purpose of seeing if you are eligible to take out a cash loan. Generally, lenders will not conduct a credit inquiry with any of the three large U.S. credit bureaus (Experian, Equifax and TransUnion). Great Plains Lending, LLC Time-wasting and tedious processes like credit checks only multiply your problems, especially when you need cash instantly. Apply for the no credit check installment loans through us at 1 Hours Loans Baltimore. You will not have to go through a credit-checking process prior to getting approval.