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The Federal Perkins Loan Program is available to undergraduate and graduate students with extreme financial need. To be eligible, students must be enrolled full-time, or part-time, at a participating college or university. Interest rates on Perkins Loans currently hold at 5%. Undergraduates may borrow up to $5,500 per academic year, while graduate level students may borrow up to $8000 per year. Q: Who is eligible for emergency education loans? Monthly income equal to or exceeding $750.00
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