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AmeriSave is a direct lender that allows the user to search for a rate, select a loan option, and complete an application. Throughout this phase, my Quicken Loans mortgage banker, Eric, did a good job of updating me on the latest mortgage rates (I was floating for at least half of June), and telling me the progress with the underwriters. He also helped to explain the rates, different term options, and helped to work out a situation to get around the debt-to-income problem I had. Above all, just 18 years-old and lives inside the U.
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