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Directions To avail these payday loans, you just have to fill up and submit an application form after which one of our executives will get in touch with you to further process your loan application. After the successful verification and approval of your application, the amount will be transferred to your bank account directly, within 1 working day. Itâs as simple as that! Contracts from Internet payday lenders include a range of one-sided terms, such as mandatory arbitration clauses. agreements not to participate in class action lawsuits, and agreements not to file for bankruptcy. Some lenders require applicants to agree to keep their bank accounts open until loans are repaid. Others ask for "voluntary" wage assignments even in states where wage assignments are not legal.