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In most cases the lenders in our network require you to have a job, possess a bank account, be a U.S. citizen or resident at least 18 years of age, and earn a certain amount of money each month. Our lenders understand that everyone makes mistakes and encounters rough times - you may still be approved for a payday loan even if you have bad credit or a past bankruptcy. 1. Loans in Minnesota made by ACE Minnesota Corp. ACE Cash Express, Inc. is licensed pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. ACE Cash Express, Inc. is licensed by the Virginia State Corporation Commission, PL-115. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. Loans in Ohio arranged by FSH Credit Services LLC d/b/a ACE Cash Express, CS.900100.000, and made by, and subject to the approval of, an unaffiliated third party lender. ACE Cash Express, Inc. is a licensee under the Alabama Small Loan Act. Not all consumers will qualify for a loan or for the maximum loan amount. All loans subject to approval pursuant to standard underwriting criteria. Terms and conditions apply. Payday loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling. What Is a Payday Loan?
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To obtain bad credit payday loans, you need to be 18 years of age or older and a resident of the U.S. You will be required to have a steady income that should amount to $1,000 monthly after taxes are withdrawn. You will also be required to have a valid email account and an operating work and home phone number. Do not forget about the need for an active checking account. Average Annual Percentage Rates (APR)ĐÂ of Common Financial Situations by the $100 Know Your Bills and Income A checking account that's in good standing. Some lenders will also accept a savings account instead. If you have your paycheck direct-deposited, even better.
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