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The applicant should be employed or must have a steady monthly income. A: No cosigner student loans are either offered by federal government or private financial institutes. The best option is the federal loans one, as they are safer and have more flexible terms along with low interest rates. If that does not cover your cost and you have a good credit history then you can opt for private loans but do make sure that you check the interest rates and other conditions. Never under any situations have a pay day loan. Do you just need a small advance against your pay to tide you over?
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