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But Rothenhoefer had another idea. With his mortgage paid off, he decided to take out a home-equity loan and use the extra income from the bigger monthly Social Security benefit to repay the loan. "I didn't have to touch my savings, and I'll get a tax deduction on the interest," says Rothenhoefer, who lives in Ellicott City, Md. Those in the military are protected by even more stringent rules. As you can see, there are plenty of safeguards put in place to ensure consumers are protected when using these services, similar to any other type of loan. Next time you hear someone speaking against the industry or services, consider the aforementioned information. You will be able to make an informed decision based on facts, not emotional talking points. Are you experiencing money problems?
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