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The spread between the lowest and highest state is 58 points. 2. Installment Loans are intended for customers who need more time to pay off their loan than provided by a single-payment Payday Loan. Individual payment amounts for an Installment Loan are smaller when compared to the single-payment Payday Loan for the same loan amount. The total sum of payments for an Installment Loan will be higher than a single-payment Payday Loan if you pay off the Installment Loan according to the payment schedule set forth in the associated loan agreement. You'll be able to take a "authentic" take a look at your budget. Whenever you distribute out your charges on the stand and also have a real dollar total match each desire. No-more calculating. Every dollar spent will undoubtedly be accounted for whether it's attained, something special, or found beneath the couch pillow.