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Itâs not easy to raise money quickly to pay bills that just canât wait. You may find it hard to qualify for a bank loan if your credit score is low. Your loan officer may ask you to arrange for collateral or a cosigner. It can be embarrassing to ask your family members and friends for financial aid. Receiving the money from your loan is easy- it is deposited right into your bank account. When looking for this type of loan you want the best rates and terms possible, then we can help.